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First Time Home Buyers

Have you been wanting to buy a home for a long time now and are finally ready to do it?

Cottage Or Vacation Property

Did you know that you can buy a vacation property with as little as 5% down? Find out more about...

Refinancing Your Home

Refinancing your mortgage can be an effective way to consolidate debt and improve your cash flow,

About us

Paul Gallardi

Niagara Regional Mortgage Agent, Paul Gallardi is passionate about finding mortgage solutions for his clients. Whether it is a first time home buyer or family needing to refinance to reduce debt and improve monthly cash flow, his industry experience along with his personalized, strategic approach allows him to create the optimal mortgage solution for each situation.

Home/Condo Purchase

Your first step should always be to understand the numbers. What you can be approved for is one thing, but what you can afford may be quite another. Knowing the difference between the two upfront can save you a lot of time and money down the road while still getting you into the home you want and love.

Refinancing Your Home

Refinancing your mortgage can be an effective way to consolidate debt and improve your cash flow, obtain a better interest rate, free up equity in your house for important purchases, and many other purposes.

Cottage Or Vacation Property

Did you know that you can buy a vacation property with as little as 5% down? Find out more about how to achieve your vacation property dream come true.

Spousal Buyout

Divorce doesn’t always mean you have to sell your house. Using a mortgage product designed specifically for this purpose, one spouse can buy out the other, without the need to sell

Our services

We work for you, not the bank.

We will customize your mortgage plan to ensure your home and finances are working for you.

Not sure where to start your mortgage? Contact Us Today!

Testimonials

Review From Our Clients.

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mortgage brokers niagara falls

Mortgage Brokers Niagara Falls

Mortgage Brokers Niagara Falls Are you looking for mortgage brokers in Niagara Falls? You’ve come to the right place. I’m Paul Galllardi, and I’ve been

mortgage broker niagara falls

Mortgage Broker Niagara Falls

Mortgage Broker In Niagara Falls In need of a mortgage broker in Niagara Falls? I am Paul Gallardi and I can find the perfect mortgage

10 Great Reasons To Buy Life Insurance

https://www.youtube.com/watch?v=NEULiPPGajY&feature=youtu.be&ab_channel=TheMortgageWeb CUSTOMER SERVICE HOW AN INSURANCE ADVISOR CAN HELP YOU If you are looking to obtain Life Insurance or would like a second opinion about