I Can Help You With All Your Mortgage Needs

Ryan Kirwan

Principal Broker
FSCO License# M08007739

After graduating with a Bachelor of Commerce degree in 1998, Ryan began his entrepreneurial career immediately.  Ryan’s career path included time in the Insurance, Investment and Banking field. His mortgage venture started in 2008 as a Mortgage Agent.  Four years later he created HQ Mortgages Inc. looking to take mortgage origination to the next level. Having the Best Rates and Customer Service is a given – but also providing clients with options have been one of Ryan’s Key Success Factors.  Innovative features such as Live Online Chat Service and reciprocal referrals have helped HQ Mortgages Inc. become one of Ontario’s up and coming brokerages.


Why Choose
A Mortgage Broker

Stay ahead of the game with our latest insights and updates on the mortgage industry. Stay informed on the latest trends and developments and make informed decisions for your financial future.


10 Great Reasons To Buy Life Insurance

If you are looking to obtain Life Insurance or would like a second opinion about existing insurance coverage, an insurance advisor on our team can help. We can review your information and policy and give you an analysis of what exactly it is that you should have and determine whether the policy you have is the correct one for you and your family. We can also assist your loved ones in the event of a claim. In these situations, we understand that it is a difficult time for everyone involved and we will handle things in a sensitive manner.


10 Great Reasons To Get Critical Illness Insurance

We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.


Location, Location, Location

There is an old Canadian joke that says the three most important things in choosing a home are: location, location, location!

Get access to all the information you need to make intelligent decisions regarding your mortgage.