10 Closing Costs When Buying a Home
CLOSING COSTS TO EXPECT First-time-home buyers expect to make a down payment in order to finalize the purchase of their home, but some overlook the fact that there are closing costs that must also be paid before they’ll be able to move in. Having a firm understanding of these potential closing costs is incredibly important, […]
Location, Location, Location
There is an old Canadian joke that says the three most important things in choosing a home are: location, location, location!
10 Things to Consider Before Your Mortgage Renewal
HOW TO HANDLE YOUR MORTGAGE RENEWAL It might seem like the easy option at the time of mortgage renewal is just to accept whatever rate and terms your existing lender offers you. Without even stepping foot in a financial institution, you’ll receive a letter, and if you sign and return it, your renewal will be […]
10 Great Reasons To Get Critical Illness Insurance
We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.
Learn Before You Leap
MAKING EDUCATED MORTGAGE DECISIONS Owning your own home is an exciting proposition, but it’s important to understand what is involved before you know whether home ownership is for you – you need to make educated mortgage decisions to make sure you can comfortably afford a mortgage long-term. The worst mistake you can make as a […]
10 Benefits of Mortgage Insurance
UNDERSTANDING MORTGAGE INSURANCE Mortgage insurance is one of those things that many homeowners pass by, simply because they are unwilling to add any additional cost commitment to their financial output. Mortgage insurance may not be the right option for every home buyer, but it is something that all individuals should learn about and consider carefully. […]
10 Ways To Make Your Home More Energy-Efficient
IS YOUR HOME ENERGY-EFFICIENT? Whether you are aware of it or not, your home may be using higher levels of energy than is really necessary. Allowing your household to expend extra energy can have negative consequences on the environment, and on your wallet. Some factors that relate to poor energy-efficiency can also contribute to a […]
10 Great Reasons to Use a Mortgage Broker
Here’s 10 Reasons why you should use a Mortgage Broker Anyone that has used a mortgage broker in the past understands just how valuable such a service provider can be, whether you are buying your first home or renewing your mortgage. There are many false perceptions about using a mortgage broker that come from a […]
The ABCs of condominiums
THE ABCs On Condominiums As anyone who’s ever looked into buying a condo knows, there are almost as many types of condos as there are kinds of people. Residential condominiums can range from high- and low- rise apartment buildings to townhouses, duplexes, triplexes, single detached homes, freehold plots or even mixed-use condominiums that include retail […]
10 Things to do Before Listing Your Home For Sale
TIME TO SELL: LISTING YOUR HOME When you’ve been living on a specific property for a while, it becomes more than just your house – it is your home. It is the place that you make many cherished family memories, and that makes it hard to look at the home objectively once it comes time […]
