If you are looking to obtain Life Insurance or would like a second opinion about existing insurance coverage, an insurance advisor on our team can help. We can review your information and policy and give you an analysis of what exactly it is that you should have and determine whether the policy you have is the correct one for you and your family. We can also assist your loved ones in the event of a claim. In these situations, we understand that it is a difficult time for everyone involved and we will handle things in a sensitive manner.
HOW TO HANDLE YOUR MORTGAGE RENEWAL It might seem like the easy option at the time of mortgage renewal is just to accept whatever rate and terms your existing lender offers you. Without even stepping foot in a financial institution, you’ll receive a letter, and if you sign and return it, your renewal will be […]
We live in a world that is filled with the uncertainty of what might happen. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.
MAKING EDUCATED MORTGAGE DECISIONS Owning your own home is an exciting proposition, but it’s important to understand what is involved before you know whether home ownership is for you – you need to make educated mortgage decisions to make sure you can comfortably afford a mortgage long-term. The worst mistake you can make as a […]
UNDERSTANDING MORTGAGE INSURANCE Mortgage insurance is one of those things that many homeowners pass by, simply because they are unwilling to add any additional cost commitment to their financial output. Mortgage insurance may not be the right option for every home buyer, but it is something that all individuals should learn about and consider carefully. […]
IS YOUR HOME ENERGY-EFFICIENT? Whether you are aware of it or not, your home may be using higher levels of energy than is really necessary. Allowing your household to expend extra energy can have negative consequences on the environment, and on your wallet. Some factors that relate to poor energy-efficiency can also contribute to a […]
Here’s 10 Reasons why you should use a Mortgage Broker Anyone that has used a mortgage broker in the past understands just how valuable such a service provider can be, whether you are buying your first home or renewing your mortgage. There are many false perceptions about using a mortgage broker that come from a […]
THE ABCs On Condominiums As anyone who’s ever looked into buying a condo knows, there are almost as many types of condos as there are kinds of people. Residential condominiums can range from high- and low- rise apartment buildings to townhouses, duplexes, triplexes, single detached homes, freehold plots or even mixed-use condominiums that include retail […]
TIME TO SELL: LISTING YOUR HOME When you’ve been living on a specific property for a while, it becomes more than just your house – it is your home. It is the place that you make many cherished family memories, and that makes it hard to look at the home objectively once it comes time […]
Green Home Initiatives These days going green has become a popular lifestyle trend. Whether you are truly hoping to be more eco-conscious and reduce your toll on the environment; wish to lower your bills related to consumption; or hope to make the home more eco-friendly to appeal to buyers when it is for sale, there […]