About Us

HQ Mortgages Inc. allows easy access to Provincially Licensed mortgage professionals at your convenience. When our representatives are ONLINE, feel free to ask them any mortgage-related questions you may have. We do not ask for any of your personal information prior to engaging in this chat. After chatting with us, if you want to move forward with a mortgage application, one of our reps will contact you via phone/email to discuss this further.

Who are the Mortgage Professionals behind the Chat?

All of our Mortgage Agents/Brokers are licensed with HQ Mortgages Inc., License #12174. They have a vast array of knowledge and experience to answer all of your questions. If they cannot answer your question immediately, they’ll research the question and provide you with an answer promptly via a contact method of your choice (email/phone/text).

Meet The Team

Ryan Kirwan

Principal Broker
FSCO License# M08007739

Rico Johnston

Mortgage Broker
FSCO License #M08009871

Cassandra Young

Underwriter/Mortgage Agent
FSCO License# M19002251
705.588.4747 ext. 107

Donna Desforges

Office Manager/Mortgage agent
FSCO License# M14002054
705.588.4747 ext. 106

Why use a Mortgage Agent / Broker?

Mortgage rates and products are constantly changing. It is our
job as mortgage professionals to keep up with these changes.
At HQ Mortgages Inc., we pride ourselves on placing you in
the right mortgage product. We’ll analyze your particular
situation and provide you with options. Banks, Credit Unions,
Trust Companies, Caisse Populaires, Private Lenders, Short or
Long Term, Fixed or Variable Rates. Open or Closed or
Convertible, Home Equity Line of Credits or Hybrid. There are
so many features in today’s mortgage products! We’ll help
decipher what’s best for you at this particular time, while also
taking into consideration your future plans as well.

Start Your Mortgage Application Today

Start your journey towards homeownership today by quickly and easily applying for your mortgage.